Etsy Fee Calculator for Digital Downloads
Digital downloads skip shipping costs, but Etsy's fee structure still punishes low-price files. The $0.20 listing renewal every four months adds up on $4.99 planners that sell twice a month, and transaction plus payment processing (6.5% + 3% + $0.25) take roughly 10% of every download. Offsite ads at 12–15% on a $3.99 SVG bundle can leave $0.80 net. Use this calculator to find your minimum viable download price — most sellers need $5.99+ to clear $2 net after renewals.
Etsy fees apply to item + shipping total
When Google/Pinterest ads drive the sale
Mandatory 12% offsite ads rate
Net profit per order
$10.24
Margin
26.95%
Order total
$42.50
Offsite rate
15%
How the digital-downloads calculator works
- 1
Enter item price and shipping
Add your listing price and shipping charged to the buyer — Etsy fees apply to the combined order total.
- 2
Set COGS, ads, and offsite ads
Enter product cost, Etsy Ads spend, and toggle offsite ads if you're enrolled (auto at $10K+ annual sales).
- 3
See net payout per order
Review listing, transaction, processing, and optional offsite ads fees with your true net margin.
Etsy fee breakdown (2026)
Official source| Fee type | Rate | Notes | Category |
|---|---|---|---|
| Listing fee | $0.20 | Charged when listing is published or renewed (4-month cycle) | Listing |
| Transaction fee | 6.5% | Applied to item price + shipping charged to buyer | Transaction |
| Payment processing | 3% + $0.25 | Etsy Payments on order total including shipping | Processing |
| Offsite ads — under $10K annual | 15% | When offsite ad drives the sale; opt-out available before $10K threshold | Offsite Ads |
| Offsite ads — $10K+ annual | 12% | Auto-enrolled at $10K annual sales; harder to opt out | Offsite Ads |
| Etsy Ads (on-platform) | PPC budget | Seller-set daily budget; not a percentage fee | Advertising |
| Monthly subscription | None | No Etsy Plus required to sell; optional $10/mo for shop perks | Platform |
Listing fee
$0.20
Charged when listing is published or renewed (4-month cycle)
Listing
Transaction fee
6.5%
Applied to item price + shipping charged to buyer
Transaction
Payment processing
3% + $0.25
Etsy Payments on order total including shipping
Processing
Offsite ads — under $10K annual
15%
When offsite ad drives the sale; opt-out available before $10K threshold
Offsite Ads
Offsite ads — $10K+ annual
12%
Auto-enrolled at $10K annual sales; harder to opt out
Offsite Ads
Etsy Ads (on-platform)
PPC budget
Seller-set daily budget; not a percentage fee
Advertising
Monthly subscription
None
No Etsy Plus required to sell; optional $10/mo for shop perks
Platform
Rates accurate as of May 2026. Verify on the official platform before pricing decisions.
Etsy Fee Calculator for Digital Downloads FAQ
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Fee accuracy status
Etsy rates verified Updated May 2026